Top 10 credit cards in india easy to get
Stylish Credit Cards In India 2022
When it comes to credit cards, every existent has a different purpose and to fulfill that, you need to choose a card that suits you the most. There are credit cards stylish to pay your bills, others for a nice bargain on a shopping website. With the right choice, you can save plutocrat on your deals.
To help you find the stylish card for your conditions, we've put together a list of some of the stylish credit cards in India.
1. Axis Bank ACE Credit Card
Joining Figure
INR 499 18 GST,
no periodic figure if you spend INR within 45 days of card allocation.
Annual Fee
INR 499 18 GST,
periodic figure waived on an periodic spend of further than INR.
Drink Benefit
INR 500 cashback
on spending INR in the first 90 days.
This card gives a 5 cash back on the payment of bills through Google Pay and the stylish part is that there's no upper limit or lower limit to it.
You also get a scrape card while using Google Pay where you can win redundant cash. There's a 4 cash back again without any cap on Ola, Zomato, Swiggy and 2 cash back on any other payment that you make with this card.
The credit card periodic figure is relatively low in comparison to the installations it offers. The only card analogous to this bone is the Standard Chartered Super Value Card, which is a little more precious than this and at the same time has a double-sided cap to it. Ace gives you further than the value for your plutocrat.
Cash Back
- 5% cashback on bill payments like, electricity, gas, DTH, mobile recharges etc.
- 4% on online food and mobility aggregators including Swiggy, Zomato and Ola.
- 2% on other charges.
No upper limit on cash reverse.
2. Flipkart Axis Bank Credit Card
Joining Figure
INR 500 + 18% GST
Annual Fee
INR 500 + 18% GST
(No periodic figure on spending INR in a time)
Welcome Benefits
INR 500 worth Flipkart validations and 15% cashback up to INR 500 on Myntra
on your first sale using the card.
This card has a number of welcome benefits and you can realize your figure for the card just by those welcome benefits. There isn't important difference between this card and Axis bank Ace card technically but in the number of welcome benefits. A 20 reduction on dining is also great. The most charming part is unlimited cash back.
- Get 15 months Gaana plus at a blinked price of INR 399.
- 20% off over to INR 500 on The Phy Life.
- 20% off over to INR 500 on Plum Goodness.
Cash Back
- 5% cash back on Flipkart 2GUD (Flipkart’s original point that brings popular offline retailers and shopping promenades online for its guests in India) and Myntra.
- 4% cashback on favored merchandisers including PVR, Swiggy, Uber,cure.fit.
- 1.5% cash reverse on all other orders.
3. SimplyCLICK SBI Credit Card
Joining Figure
INR 499
levies
Annual Fee
INR 499
levies (this figure nullifies on a spend of INR)
Welcome Benefit
GetAmazon.in gift card
worth INR 500 on joining.
- This card covers more or less all the prominent shopping spots and price points on shopping are also good. Utility bills can be registered formerly and insure timely bill payments there after.
- No retired charges or complications can be considered good for newcomers.
The SimplyCLICK Credit Card can be called a introductory point- grounded credit card for shopping online, which is provident compared to other cards in the same order.
This card is most suitable for druggies who are interested in saving and earning Price Points for online shopping.
Price Points and Redemption of Price Points
- 10X Price Points on online spends with exclusive online mates including Amazon, Apollo 24X7, BookMyShow, Cleartrip, Dineout, Lenskart, Netmeds.
- 5X prices on all other online spends. Earn 1 price point per INR 100 on all other spends (1 Price Point is original to INR 25 paise).
- Check the terms and conditions like the following are applicable
A) 10X Price Points are applicable only when payment is done in INR (Indian Rupee) using SimplyCLICK SBI Card.
B) e-Wallet lading deals done using SimplyCLICK SBI Card on any mate brand website/ app linked under MCCs 6540 and 6541 ( on stylish trouble base) won't accrue Price Points.
C) Mileage Bill Payments done using SimplyCLICK SBI Card on SBI Card website/ mobile app won't accrue 5X Price Points.
D) Redeem your Credit Card Price Points againste-Gift Validations from the SimplyCLICK Mates, in the Prices Catalogue.
4. HDFC Millennia Credit Card
Joining Figure
INR
levies
Annual Fee
INR
levies
Welcome Benefits
1000 Cash Points will be given
if the cardholder pays the periodic figure.
New features have been added to make the card easy-to- use and also give a new look. Cards issued henceforth will have the renewed features bandied in our review. The bank has partnered with some of the most prominent brands in the request to offer CashPoints worth 5 of the spending on each purchase, which makes it unique.
Still, the welcome benefit of 1000 CashPoints stands null and void, If no periodic figure is paid. This can be if the stoner spends INR 1 lakh in the time of the card’s allocation. In such a case no periodic figure is charged automatically barring the welcome benefit of 1000 CashPoints.
Price Points and Redemption of Price Points
- 1 CashPoints is equal to INR 1.
- When using Cash Points for any other sale, the conversion rate is INR0.30
- CashPoints can be used to pay the pretenses of your credit card at the end of the billing cycle.
- The upper limit on the 5% cashback order is INR in a billing cycle.
- The upper limit on the 1 cashback order is also the same, that's INR in a billing cycle.
- The welcome perk offer is valid for new cards only and not applicable for upgrades,re-issued, replaced and renewed cards.
- Perk Points are credited to the stoner’s SBI card account within 60 days of eligible sale (s).
- Maximum 2000 points can be profited per SBI card account as a part of this offer.
- 2 Price Points on spending INR 100 on all retail spends ( energy barred).
- Price Points can be used to pay credit card pretenses.
- 1 Price Point = INR0.25
- 2 Vengeance points on spending INR 100.
- Earn 1 Vengeance point on spending INR 100 on serviceability and insurance orders.
- There are no Vengeance points on energy.
- On spending INR 2 lakh with the help of ICICI Bank Coral Credit Card, you get 2000 Vengeance points.
- After spending the INR 2 lakh in an anniversary time, you get 1000 Vengeance points on every fresh spend of INR 1 lakh.
- In this corner price programme there's a cap of Vengeance points. Once you have gained price points, you won't be granted any farther Price Points for that time.
