Which are the best credit cards for students in India?

Which are the best credit cards for students in India?

Student credit cards are cards aimed to meet the financial requirements of college students. They come with introductory features of a credit card like as interest-free period, reward earning, and deductions. College students above the age of 18 years can bear for student credit cards. There's no income proof needed. A student credit card can be a complete tool for students to learn financial liability and make credit. 

Eligibility Criteria for a Student Credit Card

Since students generally don't make an earning, student credit cards don't approach with income eligibility. though, there are some frequent marks that aspirants want to fulfill in order to be eligible. For example, the candidate must be over 18 years of age.

 An major point to note here's that ‘ student credit card ’ victims in India are veritably limited. though, banks do elongate financial help to scholars in the cast of education loans, guarded credit cards, and student forex cards. To account of these installations, you must catch the set criteria. 

Documents Required

 When  you appearing for a student credit card you need the following to submit it to the bank.

1. PAN/Any other government-approved photo ID proof
2. Aadhaar/Any other government-approved residential address proof
3. Birth Certificate
4. College Identity Card or any other proof of enrollment
5. Passport-sized photographs

Credit Card	Annual Fee	Best Feature
SBI Student Plus Advantage Credit Card	Rs. 500	Use reward points to pay credit card outstanding bill; 1 reward point for every Rs. 100
ICICI Bank Student Forex Prepaid Card*	Rs. 199	40% discount on excess baggage and 20% discount on DHL courier service
Paisabazaar Step UP Credit Card	Nil	100% credit limit of fixed deposit amount
Kotak 811 #DreamDifferent Credit Card	Nil	Credit limit up to 90% of your fixed deposit amount
ICICI Coral Contactless Credit Card	Rs. 500	2 reward points for every Rs. 100 spent

SBI Student Plus Advantage Credit Card

SBI Card is Simply designed for students. You can account this card only if you're an education loan client of State Bank of India or if you clench an FD at any SBI branch. Some features and advantages of this SBI student credit card are given below:

1. Every time you spend Rs.100 you get 1 reward point.
2. The reward points can be utilized to pay the remaining bills.
3. 2.5% fuel recharge at all petrol pumps in India
4. Annual fees required if you spend more than Rs. 35,000.
5. 10X rewards on grocery and store spends
6. 10X reward points on foreign expenses
7. Online Railway ticket bookings
8. Worldwide 24 million outlets

 ICICI Bank Student Forex Prepaid Card

This Credit Card is a prepaid card that functions further or less as a credit card. The card is proffered at a adjoining figure ofRs. 499 and annual charge ofRs. 199. Some crucial features and advantages of this student credit card are 

1. International Student Identity Card membership of  Rs. 590
2. 40% discount on load out baggage and 20% discount on DHL courier service
3. Card  insurance of Rs. 1,600
4. Croma  voucher
5. Lost card liability cover up to Rs. 5 Lakh

Paisabazaar Step UP Credit Card

•       Get 6% interest rate on your fixed deposit
•  Interest-free period of 20 to 50 day
• 100% credit limit on your fixed deposit
•       Every time you spend Rs.100 you get 1 reward point.
• Fast virtual credit card as the payment is done.
• Digital wrangle-free process 
• Reasonable FD plans of Rs. 2,000, Rs. 5,000, Rs. 12,000, Rs. 24,000 and Rs. 60,000
• Enrich your fixed deposit amount up to a total of Rs. 1 lakh

Kotak 811 #DreamDifferent Credit Card

• In the first 45 days a Bonus of  500 reward points on spending Rs. 5,000 
•  Every time you spend Rs.100 you get 1 reward point.
• 2X rewards on online expenses
•  90% of your credit limit can be withdraw-ed
• Interest-free cash withdrawal for first 45 days
• Low interest rates of 2.99% / month
• Annual spends of Rs. 75,000 and get Rs. 750 cashback and 4 PVR Movie Tickets
• Up to 2.5% railway booking ticket through IRCTC online or at booking counters
• Lost Card Liability Cover of Rs. 50,000 

 ICICI Coral Contactless Credit Card

• 2 Reward Points as Rs. 100 spent
• 25% discount up to Rs.100 on purchase of 2 movie tickets transaction on BookMyShow and Inox
• 1% fuel recharge Hindustan Petroleum Corporation Limited Pumps
• Airport lounges in India on spending a minimum of Rs 5,000 in a year.
• 2,000 PAYBACK Points on spending Rs. 2 Lakh and additional 1,000 PAYBACK Points on spending Rs.1 lakh
• Annual Fee Charge on spending Rs. 1.50 Lakh 
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